Terms and Conditions

1. Introduction

Welcome to howardwinstone.com. These Terms and Conditions (“Terms”) govern your access to and use of our website and services provided through howardwinstone.com (the “Service”). By accessing or using the Service, you agree to comply with and be bound by these Terms. Please read them carefully.

2. Definitions

For the purposes of these Terms:

– “Service” refers to the website howardwinstone.com and all related content, functionality, and offerings available through it.
– “User” refers to any individual or entity accessing or using the Service.
– “Content” means all text, images, videos, audio, graphics, information, and other materials available on or through the Service.
– “Account” refers to any registered profile or login maintained by a User for the purpose of accessing specific features of the Service, if applicable.

3. Acceptance of Terms

By using the Service in any manner, you confirm that you have read, understood, and agree to be legally bound by these Terms. If you do not agree to these Terms, you must not access or use the Service.

4. Changes to Terms

We reserve the right to modify these Terms at any time without prior notice. Any changes will be effective when posted on howardwinstone.com. Your continued use of the Service after changes are posted constitutes your acceptance of the updated Terms.

5. Use of Services

a. Eligibility
To use the Service, you must be at least 18 years old or the age of majority in your jurisdiction. By using the Service, you represent and warrant that you meet this requirement.

b. Account
To access certain features, you may need to create an Account. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your Account.

c. Prohibited Activities
You agree not to:
– Use the Service for any unlawful purpose;
– Interfere with or disrupt the functioning of the Service;
– Attempt to gain unauthorized access to the Service or its related systems;
– Introduce viruses, malware, or other harmful code;
– Use automated systems to access the Service without our consent.

6. Intellectual Property

All Content and materials available on howardwinstone.com, including but not limited to text, graphics, logos, images, audio clips, video clips, and software, are the property of howardwinstone.com or its licensors and are protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any Content without prior written consent.

7. User-Generated Content

If you submit any content to the Service, including comments, feedback, or other contributions (“User Content”), you grant howardwinstone.com a non-exclusive, royalty-free, worldwide, perpetual license to use, reproduce, distribute, and display that content in connection with the Service. You represent and warrant that you have all necessary rights to grant such licenses and that your User Content does not infringe on any third party’s rights or violate any laws.

8. Privacy Policy

Your use of the Service is also governed by our Privacy Policy, which can be found on howardwinstone.com. Please review it to understand how we collect, use, and safeguard your personal information.

9. Third-Party Services

The Service may contain links or integrate with third-party websites, products, or services. We are not responsible for the content, accuracy, or practices of any third parties. Your use of third-party services is at your own risk and subject to their respective terms and policies.

10. Disclaimers and Liability

The Service is provided “as is” and “as available” without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, secure, or error-free. To the fullest extent permitted by law, howardwinstone.com disclaims all liability for any loss or damage arising out of your use or inability to use the Service.

11. Indemnification

You agree to indemnify, defend, and hold harmless howardwinstone.com and its affiliates, officers, agents, and employees from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with your use of the Service, your breach of these Terms, or your violation of any rights of a third party.

12. Termination

We reserve the right to suspend or terminate your access to the Service at any time for any reason, including if we reasonably believe you have violated these Terms. Upon termination, your right to use the Service will cease immediately.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the jurisdiction in which howardwinstone.com operates, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in that jurisdiction for any legal action related to these Terms or your use of the Service.

14. Miscellaneous

a. Entire Agreement
These Terms constitute the entire agreement between you and howardwinstone.com concerning the Service and supersede all prior agreements or communications.

b. Severability
If any provision of these Terms is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

c. Waiver
No waiver of any term or condition set forth in these Terms shall be deemed a further or continuing waiver of such term or any other term.

15. Contact Info

For questions about these Terms, contact us at [email protected].